How to stop harassing debt collection calls and letters
Learn how to stop harassing phone calls from debt collectors. Learn who they can call and how many times a day they can call. Plus stopping calls at work, at home and on your cell phone. Learn when and how to rescind a do not call letter.
How do I stop debt collectors from contacting me?
Another powerful tool for stopping harassing phone calls is to record the phone conversation. Inform the caller at the beginning of the call that you are taping the call as evidence for filing a formal complaint with the State Attorney General and the Federal Trade Commission. If your phone system does not have a way to record conversations, purchase an inexpensive cassette tape or digital type answering machine capable of recording several minutes and that allows recording while on the phone. Another option, if your phone has a speaker option, is to place it in this mode and use a regular or hand-held tape recorder to tape the conversation.
ALWAYS inform the caller at the beginning of the call that you taping the call.
See these Collection Call Rules and if the calls continue, contact your State Attorney General's consumer protection division, use this link to locate yours and then file a formal complaint. While you're on the phone or the web site, ask if they can offer any assistance such as calling or sending the collector a written warning to stop harassing you. Also ask for a reference to any state laws that offer protection from harassment.
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